Invoice finance for ambitious UK businesses
Release cash tied up in unpaid B2B invoices and access suitable funding options to support cashflow, growth, refinancing or working capital needs.
- ✓ For UK Limited Companies and PLCs
- ✓ Turnover from £1m to £250m
- ✓ B2B businesses
- ✓ All sectors considered
What is invoice finance?
Invoice finance is a way for B2B businesses to access funding against unpaid customer invoices, rather than waiting for standard payment terms to complete.
When your business raises invoices to other businesses, a finance provider may be able to advance a percentage of the invoice value. This can help improve working capital, smooth cashflow and support growth without waiting 30, 60 or 90 days for customers to pay.
Different facilities work in different ways. Some include support with collections and credit control, while others are confidential and allow you to keep managing customer relationships directly.
Invoice Advance helps UK B2B companies explore suitable invoice finance options, including invoice factoring, invoice discounting, confidential invoice discounting, spot factoring, selective invoice finance and asset-based lending.
Best suited to: established UK B2B Limited Companies and PLCs that raise invoices to other businesses and want to strengthen cashflow or fund growth.
Invoice Factoring
Release cash from unpaid B2B invoices while receiving support with collections and credit control.
Explore invoice factoring
Confidential Invoice Discounting
Access funding discreetly while keeping control of your customer relationships and credit control process.
Explore confidential discounting
Spot Factoring
Inject funds against selected invoices when you need a fast and flexible cashflow boost. One off funding when required.
Explore spot factoring
Selective Invoice Finance
Choose which invoices to finance based on your funding requirements and working capital needs.
Explore selective finance
Asset-Based Lending
Unlock value across invoices, stock, plant, machinery or other business assets to support larger funding needs.
Explore asset-based lending
Switching or Refinancing
Review an existing invoice finance facility if service, pricing, structure or funding availability no longer fits.
Explore switching optionsWhen invoice finance may help
Invoice finance can be useful when profitable or growing businesses need faster access to working capital tied up in unpaid invoices.
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Growth and scaling
Support new contracts, larger orders, recruitment, stock purchases or expansion without waiting for customer payments.
Cashflow pressure
Improve day-to-day working capital where long payment terms are creating pressure on suppliers, payroll or overheads.
Switching provider
Explore alternative facilities if your current provider is no longer suitable for your business, service needs or funding level.
MBO, MBI or investment
Use receivables and business assets as part of a wider funding structure for acquisitions, buyouts or investment plans.
How invoice finance quotes work
The process is designed to be clear, efficient and suitable for established UK B2B businesses.
Initial enquiry
Share a few details about your business, turnover, sector and invoice finance requirements.
Funding review
Your requirements are reviewed to identify which invoice finance structures may be suitable.
Indicative options
Where appropriate, suitable funders can provide indicative options, pricing and facility structures.
Next steps
If you want to proceed, funders may request documents to assess and structure a facility.
Why choose Invoice Advance?
- ✓ Access to a wide funding panel
- ✓ Support from enquiry through to funding
- ✓ No upfront fees and no obligation
- ✓ Clear and honest information provided
- ✓ Quick quotes, quick decisions and fast funding
Who we help
Invoice Advance supports established UK B2B companies looking for invoice finance, working capital and asset-based lending options.
- ✓ Growing and established businesses
- ✓ Businesses experiencing cashflow pressure
- ✓ Working capital for growth or investment
- ✓ All B2B sectors considered
Invoice finance questions
Common questions from UK B2B businesses considering invoice finance for cashflow, growth or refinancing.
Is invoice finance only for larger businesses?
Invoice finance can be suitable for different business sizes, but Invoice Advance is focused on established UK B2B Limited Companies and PLCs, typically with turnover from £1m to £250m.
Can invoice finance be confidential?
Yes. Confidential invoice discounting may allow your business to access funding against invoices while keeping the facility discreet from customers, subject to funder criteria.
What is the difference between factoring and discounting?
Invoice factoring often includes support with collections and credit control, while invoice discounting usually allows your business to retain control of customer relationships and collections.
Do I need to upload documents straight away?
No. You can start with a simple enquiry. After an initial conversation, funders may request documents such as aged debtor reports, aged creditor reports, accounts and management accounts.
Can I switch from an existing invoice finance provider?
Yes. Businesses often review or switch facilities because of service, pricing, funding availability or changing requirements. Invoice Advance can help explore suitable alternatives.
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Explore invoice finance options for your business. It only takes a minute to start your enquiry.